"With Home Mortgage Financial they really do have the customer's best interest at heart. There is not any "salesmanship" of trying to get a larger commission off of you. The entire staff from Rob and Karen Presley, to our Loan Processor Dave Toman were outstanding! The process was about as painless as a refinance could be. In fact I have refinanced twice through them. Initially a streamlined VA IRRRL, and after my VA Rating Decision was completed I did a loan consolidation (home and equity). On both occasions I saved money on closing costs through incentives, skipped a couple of payments, and reduced my interest rate!
If you're looking into a VA loan, a refinance, or even a conventional loan I guarantee you will not be disappointed with HMF. As we have all seen in the news interest rates will be coming later this year (December?), the time to act is now."